Introduction to risk management and insurance

Includes bibliographical references and index.

Fundamentals and terminology -- Defining the insurable event -- Risk management -- Insurance companies -- Insurance occupations -- The insurance market : the economic problem -- Insurance regulation -- Insurance contracts -- Basic property and liability insurance contracts -- Homeowners insurance (HO) -- The personal auto policy -- Professional financial planning -- Life insurance policies -- Standard life insurance contract provisions and options -- Annuities -- Medical expense and disability income insurance -- Advanced topics in risk management -- Commercial property insurance -- Commercial liability insurance -- Bonding, crime insurance, and reinsurance -- Employee benefits -- Social security -- Unemployment and workers' compensation insurance.